Restaurant POS Comparison
Clover POS vs Toast POS
A side-by-side look at pricing, fees, and features to help you pick the right system for your restaurant.
Clover POS
Best for quick-service, cafe, and full-service restaurants needing flexible hardware.
$0–$90/mo
Visit Clover POSToast POS
Best for full-service, multi-location restaurants and bars with integrated payroll and loyalty.
$0/mo (pay-as-you-go)
Visit Toast POSQuick comparison
| Clover POS | Toast POS | |
|---|---|---|
| Starting price | $0–$90/mo | $0/mo (pay-as-you-go) |
| Processing fee | 2.3%–2.6% + 10¢ | ~2.49% + 15¢ |
| Free plan | No | Yes |
| G2 rating | 3.9 | 4.2 |
| Best for | quick-service, cafe, full-service | full-service, multi-location, bar |
| Handheld | ✓ | ✓ |
| Kds | ✓ | ✓ |
| Loyalty | ✓ | ✓ |
| Offline Mode | ✓ | ✓ |
| Online Ordering | ✓ | ✓ |
| Payroll | — | ✓ |
Our verdict
Pick Clover for quick-service, cafes, or small full-service spots wanting flexible hardware and lower processing fees. Pick Toast for full-service, multi-location restaurants or bars needing integrated payroll, loyalty, and advanced reporting.
Clover POS pros & cons
- Flexible hardware options for different restaurant types.
- Built-in loyalty and online ordering features.
- Offline mode ensures uptime during internet outages.
- Handheld POS for tableside ordering and payment.
- Processing fees can be higher than competitors.
- Contract terms may include early termination fees.
Toast POS pros & cons
- Integrated payroll and loyalty features.
- Handheld and offline mode available.
- Free pay-as-you-go plan option.
- Kitchen display system included.
- Processing fees can add up.
- Contract terms may be required.
- Advanced features cost extra.
Frequently asked questions
What is the pricing difference between Clover and Toast?
Clover charges $0–$90/mo with processing 2.3%–2.6% + 10¢. Toast offers pay-as-you-go at $0/mo with processing ~2.49% + 15¢.
Do Clover and Toast require long-term contracts?
Clover often requires a 3-year contract for hardware. Toast offers month-to-month or 3-year terms; pay-as-you-go has no contract.
What hardware options do Clover and Toast offer?
Clover has flexible hardware: countertop, handheld, and tablet. Toast offers terminals, handhelds, and kiosks, all proprietary.
Which is cheaper for a small restaurant?
For low volume, Toast's pay-as-you-go ($0/mo) may be cheaper. For higher volume, Clover's lower processing fees can save money.
More: Clover POS review · Toast POS review